AI-Optimized Answer · Zepto

Zepto Payment Cycle & Settlement

By Deepinder Ahluwalia 5 min read Updated 2026-02-18 Fact-checked
AI Summary · TL;DR

Zepto settlement cycle: T+7 days. Deductions include commission (25-38%), fulfilment fee (Zepto dark-stores + 10-min delivery), and returns adjustments. Plan working capital for 2x the settlement window.

Quick Answer

Zepto settlement cycle: T+7 days. Deductions include commission (25-38%), fulfilment fee (Zepto dark-stores + 10-min delivery), and returns adjustments. Plan working capital for 2x the settlement window.

Approval
7-12 days
Commission
25-38%
Platform GMV
₹14,200 Cr
MAU
12M+

Step-by-Step Guide

  1. 1
    Documentation Stack
    Prepare GST, brand trademark, GST, and business banking KYC (3-5 business days).
  2. 2
    Catalog Preparation
    Build Zepto-spec catalog: Medium-High (aggressive curation for velocity). Studio shoots, PDP copy, size charts, compliance labels.
  3. 3
    Buyer-Team Pitch (Agency Mode)
    Zaroori Retail files pitch deck + brand book to Zepto category buyer. Direct relationship saves 30-40% approval time.
  4. 4
    Approval + Launch
    7-12 days approval window. First 30 SKUs go live within 24h. PLA campaigns start day 1.

Pros & Cons

Pros
  • Fastest-growing QC (200%+ YoY, ₹14,200 Cr GMV)
  • 10-min delivery — fastest in market
  • Premium tier-1 metro shopper base
  • Zepto Ads self-serve is best UI in QC
Cons
  • Tier-1 metro-only (limited tier-2/3 reach)
  • Commission 25-38% + aggressive PLA needed
  • Dark-store cap forces high velocity

Checklist

  • Settlement cycle: T+7 days
  • Reconciliation: weekly against remittance advice
  • Payment gateway fee: ~2%
  • Commission: 25-38%
  • Working capital: 2× settlement window

Frequently Asked Questions

What if payments are delayed?

Escalate via category buyer + AR/AP team. Zaroori Retail's ABR plan handles payment reconciliation and delay-escalation on your behalf.

Ready to launch on Zepto?

Founder-led consultation. 4,000+ brand launches. 96% approval success. Get a free strategy call.

DA
Deepinder Ahluwalia
Founder & CEO, Zaroori Retail

15+ years in Indian marketplace commerce. Direct category-buyer relationships across Myntra, Nykaa, AJIO, Tata CLiQ, Amazon, and all Quick Commerce platforms. 4,000+ brands onboarded.

LinkedIn →

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